As we recently shared, effective November 1, 2020, Garrett's medical plan provider is Aetna. This page includes all of the information you will need to make an informed decision about which Aetna plan is best for you. Make sure you scroll down and scroll right because there is a lot of information on this page. 

In addition, you are invited to a meeting on October 13 at 1:00 p.m. where Erin Moore will explain the similarities and differences between the BCBS current plans and these Aetna plans. She will also demonstrate how to use Aetna's docfind site as a guest to see if your doctors are in-network with Aetna. Erin will post the recording of that presentation on this page of myGETS.

On October 20 at 10 a.m. Erin will hold another meeting to review all benefits that can be elected, changed, or waived during open enrollment and will demonstrate how to complete open enrollment in ADP. ALL EMPLOYEES must complete open enrollment in ADP even if they are waiving all benefits. Erin will post the recording of that presentation on this page of myGETS.

You can also contact Hub International either Melody or Alissa, contact information below between October 14-30 for assistance in determining what plan may be best for you. 

Melody Wolber, Client Manager
(708) 954-6622 (Mobile) or melody.wolber@hubinternational.com

Alissa Hartman, Account Coordinator
alissa.Hartman@hubinternational.com

Don't forget, we also created the Health Insurance Explainer page to help you better understand the terminology and the differences in HMO, PPO, and HDHP plans. These are quick bites of useful information that you can digest in four minutes or less (mostly less).

 

Aetna Monthly Premium Rates

 PPO 1   Current
BCBS Rate 
 Aetna
Rate 
 Monthly
Savings 
 Annual
Savings 
Employee   $ 219.17  $144.75  $       74.42  $   893.09
Employee + Spouse  $ 451.46  $298.00  $     153.46  $1,841.46
Employee + Children  $ 349.40  $230.75  $     118.65  $1,423.74
Employee + Family  $ 581.67  $384.00  $     197.67  $2,372.04

 

 PPO 2 

 Current
BCBS Rate

 Aetna
Rate 

 Monthly
Savings

 Annual
Savings 

Employee   $ 208.93  $134.00  $       74.93  $   899.15
Employee + Spouse  $ 430.35  $275.75  $     154.60  $1,855.16
Employee + Children  $ 333.06  $213.50  $     119.56  $1,434.72
Employee + Family  $ 554.48  $355.50  $     198.98  $2,387.77

 

HDHP

 Current
BCBS Rate 

 Aetna
Rate 
 Monthly
Savings 
 Annual
Savings 
Employee   $ 195.43  $139.50  $       55.93  $   671.11
Employee + Spouse  $ 402.53  $287.25  $     115.28  $1,383.41
Employee + Children  $ 311.54  $222.50  $       89.04  $1,068.42
Employee + Family  $ 518.64  $370.25  $     148.39  $1,780.72

 

HMO  Current
BCBS Rate 
 Aetna
Rate 
 Monthly
Savings
 Annual
Savings 
Employee   $ 187.76  $140.75  $       47.01  $   564.10
Employee + Spouse  $ 386.74  $290.00  $       96.74  $1,160.90
Employee + Children  $ 299.31  $224.50  $       74.81  $   897.76
Employee + Family  $ 498.30  $373.50  $     124.80  $1,497.60

Plan Summary Designs

A plan summary design is a document that insurance providers are legally required to prepare and it includes different types of services a person may access and the cost associated with these services. Examples of services would be visiting a primary care physician or a specialty care physician, going to urgent care or the emergency room, or filling prescriptions.

This is the plan summary design for the Aetna PPO 1. This plan has a $1,500 individual and $3,000 family deductible. This is national coverage.

(.pdf, 489K)

This is the plan summary design for the Aetna PPO 2. This plan has a $2,500 individual deductible and a $5,000 family deductible. This is national coverage.

(.pdf, 490K)

This is the Aetna plan summary design for the High Deductible Health Care Plan (HDHP). The individual deductible is $2,800 and the family deductible is $5,600. This plan is specific to Northern Illinois.

(.pdf, 485K)

This is the Aetna HMO plan design summary. HMO's do not have a deductible. This plan coverage is for Northern Illinois.

(.pdf, 481K)

Shortly after November 1, 2020, you will be able to visit https://www.aetna.com to register and sign in to your account. Around that same time, you can text "AETNA" without the quotes to 90156 to receive the link to download the Aetna Health mobile app. Messaging rates may apply.

Aetna DocFind

You can use this link to access Aetna's DocFind as a guest. https://www.aetna.com/dsepublic/#/contentPage?page=providerSearchLanding&site_id=dse 

  • In the continue as guest section, enter your zip code and then use the slider to select the mile radius that would encompass how far your doctor is from the zip code entered.
  • On the next screen, you need to select your plan type. If you would elect the Aetna PPO or HDHP then under Aetna Open Access Plans, select “Managed Choice POS (Open Access).” If you would elect the HMO plan with Aetna, under Savings Plus Plans select “Savings Plus of Northern Illinois (HMO).”
  • Then you will get to a screen where you can search by doctor name or you will see you can also do a general search by clicking on medical doctors and specialists, hospitals, behavioral health, etc.

Prescription PDFs

To find out what tier your prescription drugs are in, please open this PDF. It is more than 200 pages, so press CTRL + F and a box will appear where you can type in the name of your prescription and hit enter. This will then find your prescription name in the document. From there, you will look at the abbreviation in the "Drug Tier" column. Here is the key:

CE = Copay Exception: Available to some members at no cost with a prescription from your provider when obtained at an in-network pharmacy. Certain limitations may apply.
NF = Non-formulary, not covered unless exception request granted
NP = Non-Preferred Brand and Generic
NPS = Non-Preferred Specialty
PB = Preferred Brand
PG = Preferred Generic
PSP = Preferred Specialty

You would then look at the PPO, HDHP, or HMO plan designs to see what you would pay for your prescription(s). You will find the drug tier information on either page 2 or 3 of the plan summary designs.

(.pdf, 6825K)

This is a list of Aetna's Value Drugs.

(.pdf, 78K)

This flyer tells you how to get enrolled with CVS Caremark for mail order prescriptions.

(.pdf, 82K)

Flyers on Aetna's Value-Added Services

These flyers provide information on the additional services provided by Aetna to promote your health, wellness, and emotional wellbeing.

Title Description File type

This is an 8-week behavioral health program. Once each week you meet with a therapist to address emotional challenges like depression, stress, and anxiety that can come with a medical diagnosis. A second time each week you meet with a behavioral coach to identify health goals and develop an action plan. There is no additional cost for this benefit.

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This flyer provides information on Aetna's discount program where you can receive discounts on vision care, health coaching, and other health and wellness products and services.

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Attain by Aetna app combines your health history with your Apple Watch activity to offer personalized goals, achievable actions, and big rewards — like an Apple Watch or gift cards.
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This flyer provides information on Aetna's 24-hour Nurse Line.

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Employees can seek service at Minute Clinics found in CVS and Target stores at no cost. Please note the fine print in the flyer. Those on an HDHP, who have not yet met their deductible would have to pay out of pocket. Those on PPO and HMO plans would have no cost.

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Aetna members have access to immediate Teledoc services as outlined in this flyer. Please note there are fees to use this service.

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This program provides additional support to pregnant members.

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Your Personal Health Record (PHR) lives on your Aetna member website and is powered by their patented CareEngine® technology. It scans the information in your personal health record and compares it to thousands of the latest medical guidelines. If PHR spots potential medical problems, drug interactions or gaps in care (like missed tests or procedures), it’ll send you and your doctor an alert.
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