The Seminary offers short-term disability through Guardian. The monthly premium is paid 100% by the employee. The document at right includes a plan summary design for both long-term and short-term disability.
LONG-TERM DISABILITY (LTD) INSURANCE
After one year of employment with Garrett-Evangelical, full-time employees are eligible for LTD insurance. Coverage begins on the first day of the month following their one-year anniversary. Employees are automatically enrolled.
The LTD insurance monthly premium is paid 100% by the Seminary. The document at right includes a plan summary design for both long-term and short-term disability.
BEFORE ELECTING SHORT-TERM DISABILITY INSURANCE
The Family Medical Leave Act (FMLA) entitles an eligible employee to take up to 12 workweeks of unpaid protected job leave in a 12 month period for a specified family and/or medical reason, or for any qualifying exigency arising out of the fact that a covered military family member is on active duty, or has been notified of an impending call or order to active duty, in support of a contingency operation. FMLA also allows eligible employees to take up to 26 workweeks of unpaid job-protected leave in a single 12 month period to care for a covered service member with a serious injury or illness.
To be eligible for FMLA an employee must:
- have worked for the employer for a total of 12 months, and
- have worked at least 1,250 hours over the previous 12 months.
Please review the Faculty or Employee Handbooks for more information about FMLA.
When requesting FMLA for maternity leave: Staff receive six weeks of paid sick leave and can then use their accrued sick and vacation time. Faculty receive 12 weeks of paid sick leave since they do not accrue time off.
When requesting FMLA for personal illness or injury: Staff use their accrued sick time and then receive six weeks of paid sick leave. Faculty receive 12 weeks of paid sick leave since they do not accrue time off.
Based on this, faculty who have worked for Garrett for more than one year, do not need to elect any short-term disability coverage. Staff who have worked for Garrett for more than one year, will want to consider an amount to elect based on how much sick and vacation time they have accrued.