Glossary of Plan Summary Design Terms

This is a glossary of terms that are typically used in a plan summary design. A plan summary design is a document that insurance providers are legally required to prepare and it includes different types of services a person may access and the cost associated with these services. Examples of services would be visiting a primary care physician or a specialty care physician, going to urgent care or the emergency room, or filling prescriptions.

(.pdf, 71K)

This glossary is a bit longer but covers more terms with great explanations.

(.pdf, 114K)

Medical Plan Descriptions

Click on the handouts below for a brief summary of how HMO, PPO, or HDHP (High Deductible Health Care Plan) plans operate.

This is a general description of HMO insurance plans and is not a plan summary design.

(.pdf, 294K)

This is a general description of HDHP insurance plans and is not a plan summary design.

(.pdf, 136K)

This is a general description of PPO insurance plans and is not a plan summary design.

(.pdf, 179K)

HSA and FSA

This is a great brief overview of the differences between HSAs and FSAs.

(.pdf, 372K)